Pay It Forward is an innovative rethinking of how students access higher education. Under Pay It Forward, students attend college with no upfront tuition or fees. Instead, they contribute a small, fixed percentage of their income after graduation (1% to 5%) for a set number of years (15 to 25) into a public higher education trust fund. This fund becomes self-sustaining within one generation and provides college access to the next generation of students, giving each generation the same opportunity to attend college tuition-free. The actual percentage contribution and number of years would vary depending on the Pay It Forward plans established by each state.